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What you need to know:

  1. Complete the application in 5-10 minutes
  2. The individual completing this Application for the business must have significant managerial responsibility
  3. Business must be headquartered in one of the following states: AZ, CA, CO, ID, NV, NM, TX, UT, or WY to apply
  4. All individuals owning 20% or more direct or indirect equity in the business must be identified and required to be guarantors
  5. Electronic signatures will be collected from all identified owners/guarantors after the application is submitted
  6. Applicants with owners that are entities must apply at one of our banking locations

General Business Information

The legal name of the business will be used for verification purposes.  If "Doing Business As" name differs from legal entity name, list both. Example - "John Smith Grocery DBA John's Marketplace" 

Please list the main registered business phone number. This may be used for business verification purposes.

Banking regulations require us to collect a physical address to verify your identity. Please enter your entire street address including apt # or suite. For example: 1234 Main St Apt #12

There is a maximum limit of 40 characters. PO boxes can be entered for the mailing address only.

There is a maximum limit of 40 characters. PO boxes can be entered for the mailing address only.

Choose the most appropriate industry for your business

Provide a specific description of what your business does. Example "Business Industry - Food Services, Business Details - Grocery Store"


Business Legal & Financial Information

The Tax identification number is also known as Employer Identification Number (EIN). Enter 9 digits only, no dashes. For sole proprietors, enter the owner's Social Security number if there is no Tax identification number.

Last year’s approximate business revenue. Please report your total annual business revenue; not your business profit.

Last year's business net income or net profit

Please list the sum of all secured and unsecured balances

Include principal and interest

Note: The person below must have significant responsibility for managing the business, and authority to borrow on its behalf

Enter your legal name as it appears on your government issued ID. Avoid using periods and commas as they will not be captured.

Enter your legal name as it appears on your government issued ID. Avoid using periods and commas as they will not be captured.

We may contact you for additional information if needed. Please provide an email address you check frequently.

This should be the best possible phone number to reach you at, whether that be your home or mobile number. We may need your phone number regarding the opening or servicing of your account. We may also use your phone number for other purposes allowed by law or the terms of our Privacy Notice. Message and data rates may apply.

Your date of birth will be used to verify your identity. Must be at least 18 years of age to apply.

Your Social Security number will be used to verify your identity. When you submit your application online, all information will be encrypted.

If you don't have a Social Security number, we are unable to open your account via our online channel. Please visit your local branch to open an account.

Banking regulations require us to collect your physical address to verify your identity. Please enter your entire street address including apt # or suite. For example: 1234 Main St Apt #12

There is a maximum limit of 40 characters. PO boxes can be entered for the mailing address only.

The primary applicant must have significant responsibility for managing the legal entity.

Each 20% owner of the business must be a Guarantor.  If any 20% owner is an entity rather than an individual, the credit card application must be made at one of our branches rather than online.

This field helps us to determine the amount of shares (or percentage) that a borrower owns in the primary business

Please enter your personal, not your business, monthly mortgage or rent payment

For example, current or reasonably expected salary, wages, bonuses, tips, commissions and annual amounts from interest dividends, social security or retirement benefits, and rental income. Income from alimony, child support or separate maintenance need not be revealed if you do not want to have it considered as a basis for repaying the requested credit.

Please enter personal net worth excluding net value of business

This helps us determine creditworthiness (ability to repay balances)

All individuals with 20% or more direct or indirect ownership of the applying business entity must sign as personal guarantors, jointly and severally liable for repayment of business credit card balances owed.  

Guarantor 1

Guarantor 2

Guarantor 3

Guarantor 4

Guarantor 5

Request a limit high enough to accommodate about double your peak spending months, plus any balances you may pay down over time.  

You can enter a maximum of 21 characters

Combined billing is recommended if you will request more than 2-3 card accounts.  A separate "Control Account" number will be created to consolidate card activity and payments.

Individual billing is recommended if you will have only 1-2 card accounts.  With individual billing, each card account will be billed and paid separately.  

Annual statements is a free service that summarizes your credit card activity by spend category.

Each authorized user will be issued a credit card with a unique card number and both their name and the business name.  We won't pull their credit report and they are not liable for repayment of any card balances.  The business will be liable for repayment of all authorized user charges. 

You must designate one Primary Program Administrator authorized to manage your Business Credit Card program.  For each Program Administrator, a unique Program Administrator Access Code will be used for authentication when the administrator contacts us by phone or email.

This code will be used to authenticate you when you call or email us requesting changes or information on behalf of the business, so be sure to save it somewhere secure.

Thank you. Your application is under review.

Your Next Steps Will Include:

  • You will be receiving an email shortly with instructions to electronically sign disclosures and agreements through DocuSign
  • If you have added any guarantors in the application, they will also receive an email and must provide additional personal information and sign a Personal Guaranty Agreement through DocuSign
  • Once all signers have signed the necessary documents, applications are generally decisioned between 2-3 business days
  • If approved, your card(s) and credit card agreement will be mailed to you within 7-10 days 

Sorry, we are experiencing technical difficulties

We apologize for the inconvenience, but due to an unexpected technical issue, we are currently unable to continue. 

Please try back later.

Return to our homepage  or contact Customer Care at 844-625-1248

Nevada State Bank, a division of Zions Bancorporation, N.A.,  Member FDIC, Equal Housing Lender ,  © 2018 ZB, N.A.  | Secured Site   | Privacy Notice  | Online Privacy Statement